possible Very account?

fayeelizabeth

Hi all!

I was debating whether or not to get a Very account, but before this the only credit agreement I’ve had was a phone contract!

Can someone please explain to me how exactly Very works and the best way to do it would be? My boyfriend and his mum both swear by Very but I’m not totally comfortable signing up to something without knowing exactly how it works!

TIA xxx

Pollycat

Doesn't it explain how it works on the Very website?

fayeelizabeth

i was thinking more like someone’s own experiences/explain it in layman’s terms

Inner_Zone

fayeelizabeth wrote: »

Hi all!

I was debating whether or not to get a Very account, but before this the only credit agreement I’ve had was a phone contract!

Can someone please explain to me how exactly Very works and the best way to do it would be? My boyfriend and his mum both swear by Very but I’m not totally comfortable signing up to something without knowing exactly how it works!

TIA xxx

fayeelizabeth wrote: »

i was thinking more like someone’s own experiences/explain it in layman’s terms

Why don't you ask them?

Silvertabby

Don't do it. It sounds like you would buy things 'on account' and pay for them over a set period. At an APR interest rate of 39.9%. This is very, very bad.

If you want to create a credit record for yourself, get a credit card - but be sure to pay off the whole bill every month

Februarycat

I have used Very for many years and had no problems with delivery or payments. If you use the Take 3 payment where you pay over 3 months, you don't get charged any extra interest, unless you are late paying. Have a look on their website all the payment details are there.

fayeelizabeth

it never hurts to get a variety of opinions on things

princessmoneysaver

Most if not all items should be on "Take 3" which means you pay 1/3 each month for 3 months with no interest. I got a xmas present that was half the price of same item in Argos & splitting payments with no interest.