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Declaring pregnancy during mortgage application
Jg1987
Posts: 1 Newbie
Hi, my wife is 8 months pregnant we are planning to apply for a mortgage this week. Would the pregnancy count as a dependent on the mortgage application?
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Comments
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It would yes.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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Given that the pregnancy is nearly term, I would think you need to declare it. Otherwise it will be a reportable change of circumstance when the baby is born before completion.
If the pregnancy was only in the early stages I would be less inclined to think it needs declaring.I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0
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