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Help needed fast for Company Director
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MortgageMamma wrote: »There is a lender whose name has something to do with a certain condiment that will do 1 year and takes PAYE under 25%. I wouldn't have known this myself but I've just done a CPD webinar via Brightstar with them this morning. If I get the video/slideshow through I will send it to you. But you are absolutely right this is a no-no for most lenders.
To the OP. Take some advice from a whole of market broker and hopefully they can rescue the situation for you. It may be a difficult case to place but its best to consider all options before you write off your plans.
Im not sure this would be a case for them as they would take PAYE income, but I think they would want it evidenced on an SA302? I could be wrong though as its not an enquiry I have trtied with them before. Im good friends with the BDM there, im meeting him on Friday so I will run it by him then if I remember.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Im not sure this would be a case for them as they would take PAYE income, but I think they would want it evidenced on an SA302? I could be wrong though as its not an enquiry I have trtied with them before. Im good friends with the BDM there, im meeting him on Friday so I will run it by him then if I remember.
Its always worth an ask. I have only done a handful of cases with them to be honest. I do find them slow but usually helpful and consistent with their policies.I am a Mortgage Adviser
You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Thank you - can you please let me have the names of the other companies?
I'm not sure it would be in your best interests to be honest. I don't mean this in an insulting way but the general public don't know how complex mortgages really are and the lenders all differ greatly in their lending criteria.
If you want free help and advice aimed at your specific situation you should consult a whole of market mortgage adviser. I think there are few free ones that just work for commission these days.I am a Mortgage Adviser
You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Thank you - can you please let me have the names of the other companies?
Look on vouchedfor.co.uk and you may find an adviser in your area.I am a Mortgage Adviser
You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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