Cahoot trying to claim agreement breach charge after Bankruptcy?

Shaedrah

Had my Bankruptcy come through on the 17th of October due to a family business collapsing and meaning I can no longer pay debts. So far all my debtors have sent the standard, we know you are now on the register, this is the final amount, we are reporting you to the Credit ref agencies but you are not required to do anything further.. which Cahoot also did.. but now this morning a letter turned up saying they want me to pay an additional fee for breaching the terms of my card agreement.

I am just checking here as folks seem quite knowledgeable and this site helped me a lot while I was setting up for my hearing. Even if I never actually posted before, but if my understanding is correct that's not something they can do once the debt is taken as part of my Bankruptcy?

Okay, It's only £10.08, but I don't want to be paying things I don't need to at the moment.

sourcrates

Seriously £10 ? ?

Forget about it and move on.

You are not allowed to make preferential payments to your creditors during bankruptcy, everything goes through the OR, they decide what you should pay if anything, not the creditors.

Congratulations on your new start.