43 years of full NI contributions but being asked to pay more years.

AlanP_2

Silvertabby wrote: »

Ever so slightly off piste, but it's curious how differently people read the same piece of text.

When the first details of the new single tier pension were published in the media I had a moment of panic - I thought that by being contracted out from 1978 to 2015 (when I retired) I wouldn't get any State pension when I reached 66/SPA. However, I then found (from the White Paper) that I would get at least the amount of State pension I would have received under the old rules (phew).

Other people, who read the very same newspaper report, 'read' that they would get the full single tier pension regardless of how many years they had been contracted out.

But you knew you were contracted out and had an understanding of what that meant for SP. Many people don't know they were contracted out and / or don't realise it impacts on SP. We interpret through our own lens.

sammyjammy

Silvertabby wrote: »

Ever so slightly off piste, but it's curious how differently people read the same piece of text.

When the first details of the new single tier pension were published in the media I had a moment of panic - I thought that by being contracted out from 1978 to 2015 (when I retired) I wouldn't get any State pension when I reached 66/SPA. However, I then found (from the White Paper) that I would get at least the amount of State pension I would have received under the old rules (phew).

Other people, who read the very same newspaper report, 'read' that they would get the full single tier pension regardless of how many years they had been contracted out.

Your latter example maybe true for those younger who have time to make up for the fact that they were contracted out.

Silvertabby

AlanP wrote: »

But you knew you were contracted out and had an understanding of what that meant for SP. Many people don't know they were contracted out and / or don't realise it impacts on SP. We interpret through our own lens.

Yes, but the newspaper report made it clear that there was a difference between contracted in and contracted out - so I would have thought that most people would have/ should have had the nous to think.. 'what am I?' instead of just reading '£150 per week - full stop'.

Silvertabby

sammyjammy wrote: »

Your latter example maybe true for those younger who have time to make up for the fact that they were contracted out.

I was thinking more of those who reached SPA just after the 2016 changes - and then kicked off because they didn't receive the £150 per week they expected.