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30k Unsecured Debt + Homeowner

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Comments

  • december90 - I know it is hard but we have all been through the mill. Let's help you get it sorted.
    "Everything comes to him who hustles while he waits" Thomas Edison
    Following the Martin mantra "Earn more, have less debt, improve credit worthiness" :money:
  • I'm sure I'm stating the obvious by saying your cc payments are too high. You need to find out the percentage rates on each credit card or loan, the highest interest ones need to be targeted first, without defaulting the others, make minimum payments on the lowest and pay as much as you can on the highest because they have to go. Can you transfer any or all to 0% interest? reduce the number of cards, or have you already defaulted and would have difficulty getting transfer deals?
    ....been here a while but forgot my id as I hadn't logged in for a while after I got debt free...
  • Nik_nik
    Nik_nik Posts: 5 Forumite
    Please may I ask you something what do you think about CCA request? Is it worth to ask creditors?

    Thank you
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