Nationwide Personal Loan - Cabot Financial Letter

eruka

Just_Di wrote: »

What is the exact name of the debt purchaser who's been assigned this debt? Is it Cabot Financial Ltd or Cabot Financial (UK) Ltd which may give them assignment issues? Your Notice of Assignment from Cabot may say "The Cabot Group" but what does the NOA from Nationwide say?

Why not wait until Cabot write to you a few times or mention instructing solicitors such as Mortimer Clarke, Restons or Shoosmiths. At that point you could send them a s77-79 CCA Request which might put things on hold while they ask the original creditor (Nationwide) for the credit agreement.

Even if the credit agreement is sent to you as a result of your SAR to Nationwide that doesn't necessarily mean that Cabot will have access to the same information/documentation because that will depend on the conditions written into the Deed of Assignment.

Finally (:)) have you been receiving an Annual Notice of Sums in Arrears (s86 etc) since you stopped paying the debt?

Di

The NOA from Nationwide says "Cabot Financial (Europe) Limited" and the NOA from Cabot says "Cabot Credit Management Group".

Nationwide have been sending semi-annual Notice of sums in arrears but i have not been keeping them as i'm no longer at the address they sent them to!

I will see what the SAR shows because on my Equifax report it shows i "made a payment" in March 2013. This seems weird as i only have one bank account and i have checked the statements - which do not show any payment to nationwide.

Thank you for all the help so far and i will update once i get the info back from Nationwide. I'm glad i came here because i was ready to send the statute barred letter out before i decided to ask for help here!!!!