After Default Clean

intotheworld

fatbelly wrote: »

If the settlement offer was made in 2013 using the National Debtline standard letter this would not count as an acknowledgement as it is clearly made on a 'without prejudice' basis, meaning that he document cannot be mentioned in court proceedings

this is all letter they send me. following organisations: was national debt line, citizen advice etc... and they contact information


We understand you consider the above account to be statute barred under section 5 of the Limitations Act 1980. An action founded on simple contract shall not be brought after the expiration of six years from the date on which the cause of action accrued. As payment was not made in accordance with your contractual arrangement a default notice was issued and a default was registered on your credit file on 29/12/2009 for the account.

However as we received signed liability in August 2013 where an offer of repayment was made this has extended the period by a further 6 years.

We do not therefore consider your account to be statute barred.

Please contact us within the next 7 days to discuss repayment of this account. Should no contact be forthcoming, your account may be subject to further letters, telephone calls, SMS and emails.

If you are experiencing financial difficulties, you can receive free independent debt advice by contacting one of the following organisations: