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Time for remortgage
wantonnoodle
Posts: 284 Forumite
We bought our first house last year, completing in late Feb 2017. Our initial mortgage was a 2 year discounted variable which is due to end at the end of Feb 2019.
The broker who we used was excellent and advised at the time that he would be in touch when it comes to remortgaging time. I was wondering, especially thinking about Christmas being in the way, roughly when should I expect him to be in touch? I would contact him to ask, however he's really busy all the time, and while he is the sort to update you when he's on holiday, I don't want to waste his time unnecessarily.
The broker who we used was excellent and advised at the time that he would be in touch when it comes to remortgaging time. I was wondering, especially thinking about Christmas being in the way, roughly when should I expect him to be in touch? I would contact him to ask, however he's really busy all the time, and while he is the sort to update you when he's on holiday, I don't want to waste his time unnecessarily.
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Comments
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There is no harm in contacting him, even to put your mind at rest
Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Maybe drop him an email as a little reminder and then he can get you booked in to look at everythingI am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Thanks everyone. I've sent him a quick email so we should have the ball rolling in good time.0
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You've contact them now so doesn't matter but I would expect to hear about 3 months before so maybe a few weeks early. No harm in asking and if your broker is good like you say then he may well process your remortgage offer early to give you plenty of time to decide what happens next. Good luck!0
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Or you could arrange the re-mortgage yourself.
Not difficult to do.0 -
Or you could arrange the re-mortgage yourself.
Not difficult to do.
It may not be difficult to do but a lot of us want peace of mind by a broker... A broker has a clue on who to put people with. While we don't. The broker knows the criteria that may fit you.
I for one, am very happy to use a broker that may secure me a deal. Which has happened this last few weeks.[STRIKE]1/12/16 - £152,599.00 [/STRIKE]
[STRIKE]11/11/17 - £145,990.00 [/STRIKE] <> Overpaid £3916.
11/11/18 - £142,074.00
Barclays Car (5.99%)£0/£8,832.370 -
It may not be difficult to do but a lot of us want peace of mind by a broker... A broker has a clue on who to put people with. While we don't. The broker knows the criteria that may fit you.
I for one, am very happy to use a broker that may secure me a deal. Which has happened this last few weeks.
Fair enough.0
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