We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Mortgage application with Metro Bank

Options
Has anyone had any recent experience with applying for a mortgage with Metro Bank? How long does it normally take from application to offer?


We have an application with them for the past 2 weeks and nothing much seems to be happening.

Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Nothing much suggests something has. What's happened so far?
  • Just asked for additional documents but haven't instructed valuation (it's a remortgage).
  • Metro instruct valuation only once the case is approved (subject to that valuation).

    They are fairly slow, but steady. They usually get there in the end!

    Unfortunately their processes mean that if you are asked for more docs or info, it tends to go to the back of the underwriting queue which can hold things up.

    However if they are asking for more info or docs, it tends to indicate that they want to get the case approved, they just need some extra help to confirm the case. (No promises though).
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.