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Death in service policy

Ryan_james
Posts: 6 Forumite
Hi, we recently found out after my mother passed away back in march that the company she used to work for had a death in service policy in place. and as the beneficiary I'm entitled to the payment. After applying for probate, and giving all my bank details etc to my mum's old company who had passed that on to Zurich the insurance company. I was just wondering if anyone would know how long payment usually takes on these kind of things? I've asked the company, but they're telling my at this stage I'll hear from the insurance company before they do. But when I ring Zurich for an update they say they can't speak to my regarding it.
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Comments
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3 to 4 weeks would be typical once the Trustees have given their directions. Have the Trustees confirmed they are making payment to you, being sole beneficiary of your mothers estate would not automatically make you the beneficiary of your mother's DIS as that is decided by the Trustees. Probate would not be relevant as DIS does not usually pass through the estate. Zurich will probably only talk to the scheme Trustees.0
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Duplicate thread elsewhere
https://forums.moneysavingexpert.com/discussion/comment/75025466#Comment_75025466Ex forum ambassador
Long term forum member0 -
On the other thread you created, you mention that your mother "used to" work for this company. Normally, death in service payouts are only made if you are employed by the company at point of death. Hence the name, death in service. Some do pay out in the first year or two of retirement.
So, was your mother in employment with that company at the point of death?I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
Sorry for the misunderstanding, yes she was still employed with the company at her time of death.0
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