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Outright Homeowner with growing debts

I own my home outright but am currently getting further into debt with loans and credit cards. A recent job change has meant a drop in salary as well which means my problems are going to escalate further unless I find a way of reducing my monthly payments. My home needs some non-urgent work doing to it too. So I would like to re-mortgage to consolidate the debt and get the work completed. Who are the best banks to contact for this kind of arrangement?

Comments

  • DCFC79
    DCFC79 Posts: 40,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    fifimac68 wrote: »
    I own my home outright but am currently getting further into debt with loans and credit cards. A recent job change has meant a drop in salary as well which means my problems are going to escalate further unless I find a way of reducing my monthly payments. My home needs some non-urgent work doing to it too. So I would like to re-mortgage to consolidate the debt and get the work completed. Who are the best banks to contact for this kind of arrangement?


    Your own bank would be a start, maybe a broker too.

    Why not reduce your outgoings and reduce your debts ?

    When you had the job change did you adjust your outgoings to reflect the drop in income ?
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