US/UK pensions advice please

bostonerimus

If the OP is flexible enough to become US resident for a while then they could set up US IRA and/or ROTH and general brokerage accounts with a US platform and use those when they go back to the UK. Vanguard allows this, but it would be best to double check the rules.

Terron

marlot wrote: »

You're normally one or the other.

You can be both.

I am employed as the directtor of my own company.
I am self employed through letting properties in my own name ( and a litle bit of GDPR consultancy).

simple_expat

You will still be able to contribute and get tax relief being self-employed, you just have to claim the relief through your self assessment tax return.

There are a few UK SIPP providers who will accept US citizens & residents, I'm sure if you type that in to google and avaid the "noise" from financial advisers you'll find one.

greenglide

get tax relief being self-employed, you just have to claim the relief through your self assessment tax return.

The OP would seem to have a limited company so he would not be self employed.


He should only be making employers contributions so there is no tax relief to claim!

dunstonh

simple_expat wrote: »

You will still be able to contribute and get tax relief being self-employed, you just have to claim the relief through your self assessment tax return.

There are a few UK SIPP providers who will accept US citizens & residents, I'm sure if you type that in to google and avaid the "noise" from financial advisers you'll find one.

Avoid the "noise" from forum posts that give incorrect information.

a) the OP is not self employed
b) the tax relief is not reclaimed via self-assessment/tax return

simple_expat

Sorry I do apologise, I didn't see that they had a LTD company and was not "self-employed".

Employer contributions would be the best option then.