Defined Benefit Pension & MPAA

Blue_Horizon

I hoping someone can help with a specific question that I have.

If someone opts to receive a pension from an old Defined Benefit scheme does this trigger a lower MPAA? The person is age 55, employed and pays around £5k into employer's DC scheme.

The only triggers I can find are:
- flexi-access drawdown (PCLS and income)
- take UFPLS
- Exceed GAD in capped DD

I've searched the Internet and can't find a conclusive answer.

Many thanks

Dazed_and_confused

How about,

https://www.moneyadviceservice.org.uk/en/articles/money-purchase-annual-allowance

xylophone

https://www.zurichintermediary.co.uk/_/media/dbe/uk-intermediary/docs/technical-corner/717856.pdf?la=en-gb&hash=A349DCDBFD868AF54E00CDF0FE899036B4907CE8


What events don’t trigger the MPAA?
The MPAA will not be triggered by any of the following
payments:
• Pension Commencement Lump Sum (PCLS) from
a flexi-access drawdown arrangement (i.e. no
income taken)

• A trivial commutation lump sum

• Small pots commutation lump sum

• Receipt of a scheme pension

• Receipt of a lifetime annuity
• After 6 April 2015, where an individual takes no more
than 150% GAD from a pre-6 April 2015 capped
drawdown arrangement.