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AA Loans

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Hello all,
I applied for an AA Loan on 15th October and I was approved in principle. Received the paperwork on the Thursday, higher APR then first quoted, but that's all fine. I sent the relevant documentation back, bank statements, proof of address, passport page and wage slips.
I received an email last Tuesday stating that all docs had been received and my application has been referred to the underwriters. If all is fine, I should expect to receive the funds in my account within the next 3 working days.
I've not heard anything since then. Is 3 days their realistic timeline?
Will they notify me if it's been accepted or rejected?
Thanks

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