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Is it normal not to have your own legal representation for a remortgage?
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Ddrago
Posts: 37 Forumite

Hi all
I'm quite far down the line with my 1st ever remortgage. I'm just about to return all the documentation to the solicitor which was appointed by the lender. I have just noticed that it mentions that the solicitor is acting for the lender only. I had naively assumed they were acting on my behalf.
My question is is this the normal way of doing a remortgage?
Thanks in advance
I'm quite far down the line with my 1st ever remortgage. I'm just about to return all the documentation to the solicitor which was appointed by the lender. I have just noticed that it mentions that the solicitor is acting for the lender only. I had naively assumed they were acting on my behalf.
My question is is this the normal way of doing a remortgage?
Thanks in advance
0
Comments
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Yes, it it normal. The Solicitor is removing the current mortgage and putting in place a new one in the name of the new Lender.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Thanks for the reply.
So you wouldn't normally go and get your own legal representation for a remortgage?0 -
You might employ a broker...Non me fac calcitrare tuum culi0
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I should've mentioned that I'm not staying with my surtrnt lender hence why I thought it may have been normal to have legal representation when moving to a new lender
Thanks0 -
I know my daughter didn't the last 2 times she remortgaged.0
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I have never used a lawyer or broker when remortgaging, just did it all myself.0
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