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AA loans avoid at all costs!!!!!

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hoops77
hoops77 Posts: 63 Forumite
Like so many on here I’ve had a horrendous experience with this shambolic company

Experian rated me as 100% chance of loan
Applied and “congratulations you’ve been accepted money be in your account in 2 working days

Week passes no contact or sign of money

1 hr on the phone to be told still with underwriters

Another week passes no contact or sign of money

2 hr on the phone to be told still with underwriters
Officially raised a complaint call back promised within 48hrs

Week passed no callback, no contact or sign of money.

Give up after nearly a month apply with Tesco money in the account in less than 24hrs.

Disgusting company who should be removed from all sites offering loans

Comments

  • System
    System Posts: 178,344 Community Admin
    10,000 Posts Photogenic Name Dropper
    What Experian says is neither here nor there, they're making an assumption based on the contents of your credit file, they have no say in whether you're passed or not.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • hoops77
    hoops77 Posts: 63 Forumite
    Oh I see , so it’s ok for the underwriters to have the case for a month without any correspondence at all??
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    hoops77 wrote: »
    Oh I see , so it’s ok for the underwriters to have the case for a month without any correspondence at all??

    Just let it go.
  • hoops77
    hoops77 Posts: 63 Forumite
    I have hence I have my loan with another provider.
    Just giving others advice to avoid this shower
  • dealer_wins
    dealer_wins Posts: 7,334 Forumite
    Even better advice is to avoid loans full stop.

    You are costing yourself money, things, holidays etc over your lifetime by paying interest instead of using that money for enhancing your life!
  • Surely Experian are "the shower" here for selling a duff product that rates a "100% chance of success" when clearly not the case!
  • tetley
    tetley Posts: 104 Forumite
    Even better advice is to avoid loans full stop.

    You are costing yourself money, things, holidays etc over your lifetime by paying interest instead of using that money for enhancing your life!


    I take it you saved up 100's of thousands of pounds then to buy your house mortage free.?
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