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Debt free by 2020!

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  • One step forward, one step back. Went out last night for a friend's gig, and what was meant to be one drink max turned into an Uber home at 3am after a fairly wild (by my standards) night. Spent lots of money on booze. Oops! So other than the London trip, no more social spending for me this month.
    CC1: £689.61/£789.61 (started 29/10/18, last updated 31/10/18)
    CC2: £3120.00/£1497.31 (started 29/10/18, last updated 12/11/18)

    NOVEMBER CHALLENGES
    Make Up to £10 a Day November: £125/£200 total
    Bring Lunch to Work November: 7/19 workdays
  • Hello :j

    Just stumbled across your diary.

    I'm in a similar situation and hoping to have my debt cleared by 2020 too.

    Subscribing and cheering you on. :T
  • Congrats on the credit rating and well done on shuffling money around so successfully - it's amazing what a little bit of concentrated effort can do and how much 'tidier' everything feels after :)

    I hope your wild night out (and 3am does sound really hardcore for me too, although I'm also in my twenties) was hugely enjoyable and that you've taken some fun memories - those unexpected nights are usually among the best!
    £1860 /£2500 CC
    [STRIKE]£209/ 600 Car repair loan[/STRIKE] gone!
    [STRIKE]£160/ 1600 Bank loan[/STRIKE] also gone!
    [STRIKE]137.50 / 3300 Student finance[/STRIKE] (effectively) gone! (Although I will come back to it)
    £640 to go out of £8000
    April NSDs: 9/16 :embarasse
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