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Co ownership
nolastchance
Posts: 37 Forumite
I went bankrupt 3.5 years ago but my husband didn't.
He has no debts and we have no joint debts.
Could he get a house co ownership under just his names?
If he can would they be able to use some of my income in the calculation?
For example I get the child benefit and my child's maintenance paid into my account. I know they can be taken into consideration when applying for co ownership.
Thanks in advance
He has no debts and we have no joint debts.
Could he get a house co ownership under just his names?
If he can would they be able to use some of my income in the calculation?
For example I get the child benefit and my child's maintenance paid into my account. I know they can be taken into consideration when applying for co ownership.
Thanks in advance
0
Comments
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A mortgage lender can't take the income of a non-applicant into account. You would need to establish from the NI body which runs co-ownership if its affordability can include a non-applicant.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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