We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Mortgage free advice please

Hi all

I'm new to this so I apologise if something similar has been asked.

We have 8 years and 10 months left but I ideally want our mortgage paid off in 5 years. We owe £94,100, we currently pay £961 a month. Is it possible to get our mortgage paid off 3 years 10 months earlier?

Thank you

Comments

  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,299 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 25 October 2018 at 6:40PM
    All depends on your income and expenditure. Can you afford to overpay your mortgage?

    Would need to post some figures and stats, to see if achievable.

    Mortgage interest rate - 1.75% ??


    If you overpaid by £679 a month - it is do-able. Rough figures as do not know your interest rate and outgoings along with income.
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 347.8K Banking & Borrowing
  • 251.9K Reduce Debt & Boost Income
  • 452.2K Spending & Discounts
  • 240.2K Work, Benefits & Business
  • 616.4K Mortgages, Homes & Bills
  • 175.4K Life & Family
  • 253.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.