Taking partner off mortgage

barringtons

Hi

A fair few years ago I had some money issues which are now sorted but upon trying to remortgage my home to get an improved rate it has come up that my partner has an outstanding default that should have come off years ago as was settled on our bankruptcy nearly nine years ago which discharged within six months, my financial advisor has advised that I apply for my new mortgage as a sole applicant and then add my partner when the issue gets sorted to take advantage of a vastly improved rate. My partner is now concerned that this could be classed as fraud, does she have a point please could anyone advise

Thrugelmir

Your partner presumably has a financial interest in the property and will continue to reside in the property?

This has implications for any lender if it's the case.