Is this legal regarding Universal credit?

elsien

The other option is to have two part time jobs which work round each other, giving you a full time equivalent. That way you keep the one you like but bring enough money on to live on while you try to grow your business.

sangie595

Daveym79 wrote: »

who said it was for me to invest in my business? Your business either makes enough money for you to live on, or you are asking Universal Credit to subsidise the loss. You are doing the latter. That is investing in your business. And it's a risk that no bank would take, so why should the taxpayer?

The whole point of Universal credit is to declare your employed earnings and self employed earnings so If i have a reasonable month I don't need universal credits. No it isn't. The whole point of universal credit is to support people towards sustainable employment, and there are specific rules around what that means. One of the things it means is that you need to be earning the National Living Wage at the full time equivalent. You aren't. And judging by your post yesterday about your eBay "business", you probably never will be. It's not making money and you don't know why. That's a disaster.

Universal credits is supposed to be a temporary help whether it be to support for housing, or to suppliment with limited work etc. I don't just work self employed I took on a further job to suppliment my income without the intention of ever having to seek benefits but unfortunately due to limited hours at the moment I find myself in this situation. Were you expecting a prize for that? I'm sorry, but if your business is failing and you can't work the hours then you need another job! Which is what they are telling you. They won't pay for you to choose low paid employment.

It seems to be a case of take whatever we find or don't apply for universal credit. Yes, that's right

So your telling me everyone has to leave their current employment to take whatever the job centre feel is adequate because of a zero hour contract where hours change on a monthy basis. Yes, that's what they are telling you. I'm not telling you anything. If thats the case then zero hour contracts should be banned I agree entirelybut they aren't so thoesepeople onit like myself have no option! You have the option to get a better job. Just like everyone else.

No wonder you need an eye test as you clearly don't read fella!

I don't need an eyetest to know that there are two genders in the world, and assuming that everyone is male gives yours away straightaway!

You are fast enough to label other people as scroungers because, in your opinion, they are too lazy to work. You're right, there are some scroungers out there. What is amusing is that what you are describing is putting you amongst them. You think somehow you have the right to be treated better than other claimants? You get to call them scroungers, but not look in a mirror? You are saying that you and only you should get to work for less than the legal minimum wage and have everyone else in work pay for you to make that choice.

Oh, and sorry about your bad back that might come back at any time. Life's a !!!!!, ain't it? I'll remember that next time this severely and permanently disabled woman with a full time job is at the hospital.....

You make your own life. If your business is failing and your job doesn't pay enough, change your circumstances. Get a job that does pay. And if you won't, then finger, you can have your choice. But it won't be with benefits, and it shouldn't be.

[Deleted User]

elsien wrote: »

The other option is to have two part time jobs which work round each other, giving you a full time equivalent. That way you keep the one you like but bring enough money on to live on while you try to grow your business.

Thanks Elsien, I'm quite happy to seek a 2nd part time job for the short term but when I put it to universal credit they say If I am unable to find something suitable and quickly enough and a position of 40 hours a week came up I would have to go to any interviews for those jobs and take one if offered. There has been massive debate regarding universal credit for those thathave self employed positions like myself as the whole thing inmy opinion is a mess.

elsien

Take one "if offered."
That's the reievant phrase in that situation. I've been turned down for jobs for being overqualified- you may find that some of them don't actually want you.


My personal opinion for what it's worth is that benefits aren't there so people can only work half of what they need to do to get by. Otherwise we'd all be doing it.
And the job centre is correct in what they are saying -
find full time employment or the equivalent, or face the consequences. Which may be a sanction if they don't think you're trying hard enough.

But at this time of year it shouldn't be too hard to get some temp work to keep you going. Bar work. Whatever.
Otherwise it's their game and their rules.

sangie595

Daveym79 wrote: »

There has been massive debate regarding universal credit for those thathave self employed positions like myself as the whole thing inmy opinion is a mess.

In your head maybe. Benefits are not, and should not be, for subsidising those claiming self employment who are not making enough money to live on. That will never change. There's always been a cohort of claimants who claimed to be self-employed and earning 2/6d to enable them to claim benefits without ever having to find work that really pays. Those days are over.

[Deleted User]

sangie595 wrote: »

I don't need an eyetest to know that there are two genders in the world, and assuming that everyone is male gives yours away straightaway!

You are fast enough to label other people as scroungers because, in your opinion, they are too lazy to work. You're right, there are some scroungers out there. What is amusing is that what you are describing is putting you amongst them. You think somehow you have the right to be treated better than other claimants? You get to call them scroungers, but not look in a mirror? You are saying that you and only you should get to work for less than the legal minimum wage and have everyone else in work pay for you to make that choice.

Oh, and sorry about your bad back that might come back at any time. Life's a !!!!!, ain't it? I'll remember that next time this severely and permanently disabled woman with a full time job is at the hospital.....

You make your own life. If your business is failing and your job doesn't pay enough, change your circumstances. Get a job that does pay. And if you won't, then finger, you can have your choice. But it won't be with benefits, and it shouldn't be.

I've clearly stated in further posts that I'm more than happy to get a 2nd part time job. The whole point of this topic and why I've had to revise it (for people like you) is the fact that they are forcing someone to leave a current position to work a full 40 hours week. There is no option of looking and taking a 2nd part time job regardless of the fact I am self employed and run a small business which at this moment I can put on a backburner. I put the option of looking for a 2nd job for 10-15 hours a week to them and was informed that if a 40 hour a week job came up then I'd have to take it...thats what I have the problem with!

[Deleted User]

After all this i've gathered it's all a waste of time persuing the universal credit as it won't work for me if I'm looking to also continue working self employed but thanks everyone for the input.

Comms69

Daveym79 wrote: »

I've clearly stated in further posts that I'm more than happy to get a 2nd part time job. The whole point of this topic and why I've had to revise it (for people like you) is the fact that they are forcing someone to leave a current position to work a full 40 hours week. There is no option of looking and taking a 2nd part time job regardless of the fact I am self employed and run a small business which at this moment I can put on a backburner. I put the option of looking for a 2nd job for 10-15 hours a week to them and was informed that if a 40 hour a week job came up then I'd have to take it...thats what I have the problem with!

You've clearly misunderstood. They couldn't care less if you have 1 40 hr job, or 40 1 hr jobs.


As long as you match the formula; they wont care

theoretica

Daveym79 wrote: »

I've clearly stated in further posts that I'm more than happy to get a 2nd part time job. The whole point of this topic and why I've had to revise it (for people like you) is the fact that they are forcing someone to leave a current position to work a full 40 hours week. There is no option of looking and taking a 2nd part time job regardless of the fact I am self employed and run a small business which at this moment I can put on a backburner. I put the option of looking for a 2nd job for 10-15 hours a week to them and was informed that if a 40 hour a week job came up then I'd have to take it...thats what I have the problem with!

There is indeed the option of taking another part time job - if you are rapidly successful in getting one. You will be off the credits and they won't care what you do. Is if you fail to find the job you would prefer, like every other claimant, you are expected to take anything you can get.


My understanding is that the benefits system doesn't care about the hours anyone puts into self employed work. All they care about is the earnings from it - I think they convert them to hours at NMW rates. If you aren't earning, it is not (yet) viable as a job.

Savvy_Sue

Daveym79 wrote: »

Thanks Elsien, I'm quite happy to seek a 2nd part time job for the short term but when I put it to universal credit they say If I am unable to find something suitable and quickly enough and a position of 40 hours a week came up I would have to go to any interviews for those jobs and take one if offered.

You make it sound as if someone's INTENDING to produce a 40 hour pw job for you, just to thwart your business plans. That seems vanishingly unlikely. If YOU don't find another p/t job, and there ARE f/t jobs out there, THEN you'd be expected to apply for them. But you can check out the job market around you better than any of us: are these full-time jobs actually there?

elsien wrote: »

Take one "if offered."
That's the reievant phrase in that situation. I've been turned down for jobs for being overqualified- you may find that some of them don't actually want you.

My personal opinion for what it's worth is that benefits aren't there so people can only work half of what they need to do to get by. Otherwise we'd all be doing it.
And the job centre is correct in what they are saying -
find full time employment or the equivalent, or face the consequences. Which may be a sanction if they don't think you're trying hard enough.

But at this time of year it shouldn't be too hard to get some temp work to keep you going. Bar work. Whatever.
Otherwise it's their game and their rules.

Absolutely this.

Daveym79 wrote: »

I've clearly stated in further posts that I'm more than happy to get a 2nd part time job. The whole point of this topic and why I've had to revise it (for people like you) is the fact that they are forcing someone to leave a current position to work a full 40 hours week. There is no option of looking and taking a 2nd part time job regardless of the fact I am self employed and run a small business which at this moment I can put on a backburner. I put the option of looking for a 2nd job for 10-15 hours a week to them and was informed that if a 40 hour a week job came up then I'd have to take it...thats what I have the problem with!

You have a problem with it, but it's true. The solution is in your hands: find another p/t job and the problem goes away.