We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
New Bank Account req. BAD credit history
Comments
-
Hi
Just Thought Id Let You Know That I Managed To Get A Basic Easy Cash Account From The Bank Of Scotland And My Credit Rating Is Shot To Pieces So I Was Very Surprised - Considering My Last Bank Account With The Lloyds TSB Was Closed By Them.0 -
i got both co op and halifax. i'm in deep doo doo and had no problems at all
Dave0 -
Lovely Co-op and Smile are the same people. They share information so you might have some trouble.
Most banks and building societies have a very basic account with a cashcard but no debit/cheque/overdraft facility. In my experience these don't require a credit check because they are designed for people who are in 'deep doo doo' (sorry that description just made me grin!)
When I opened mine with the local building society, I was entirely upfront about my situation and asked the customer service lady for advice. She helped me to pick out the right account. 0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.7K Banking & Borrowing
- 254.9K Reduce Debt & Boost Income
- 456.1K Spending & Discounts
- 248.3K Work, Benefits & Business
- 605.9K Mortgages, Homes & Bills
- 179K Life & Family
- 263.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.7K Read-Only Boards