Mortgage free by my own merit

OhtobeMortgageFree

Unfortunately I miscarried on Tuesday evening and have returned from hospital today. So for the time being I don't need to look further into maternity pay for next year.

In completely unrelated news, today being the 1st of the month I can recalculate daily interest on the mortgage again. It's now dropped from £7.59 to £7.31! Going to focus my energy fully back into paying off the mortgage again now that we don't have anything to save for again...

beanielou

So sorry to read your news.
Take care of you

twinklie

Be kind to yourself.

But congratulations on the reduction in interest. I long for ours to be that low!

savingholmes

So sorry to hear your news about the miscarriage. Take some time to nurture and look after yourself. Ask for help when you need it. Don't be surprised if feelings well up about it when you are not expecting it.

OhtobeMortgageFree

Thanks for everyone's kind words. It's fallen that both my husband and I have a lot of work on this week so we've not really had a chance to see each other since it happened. One of us has always been working and one has always had a child. With my nightshifts and freelance work it's meant that we've not even had the opportunity to speak to each other in bed at the end of the day. We are away on holiday next Monday-Friday though which is hopefully just what we need.

OhtobeMortgageFree

I spent Wednesday and Thursday on hospital. On Friday I had to return to the local blood clinic to have more blood taken for tests. It's four miles away. Had I been toddler free I would normally walk to an appointment. Obviously not an option when you have a two year old, so I caught the bus. A thirty minute walk to the bus stop, less than five minutes actually sat on the bus and then a 45 minute walk the other end! It's still free for my toddler to travel by bus, but it cost me £4.40 for a one way ticket!!! I really didn't expect it to cost so much for such a short journey (that ended up not even taking me very close to the clinic at all!) I didn't have enough money on me to get home by bus again for this reason so had to wait a few hours until my husband finished work and could pick us up!

beanielou

That is a shocking price for the bus.

savingholmes

Glad you've got some time off earmarked for you as a family.

sarahevie1

Didn't want to read and run, sorry to hear about your miscarriage.

Your diary struck a chord with me, also a teacher, but have done lots of jobs alongside over the years including; 8 years in a supermarket. BTLs, lodgers, freelance research work, surveys etc.

I was reading where you said it was disheartening wondering how people manage the cars, holidays etc. I think that some people just earn more, some use credit, it doesn't really matter. I felt like I was wading through treacle for years, but it comes good in the end. I don't focus on what other people have got as really there's no meaningful comparison; as we are all so different and that's the beauty of it.

OhtobeMortgageFree

sarahevie1 wrote: »

Didn't want to read and run, sorry to hear about your miscarriage.

Your diary struck a chord with me, also a teacher, but have done lots of jobs alongside over the years including; 8 years in a supermarket. BTLs, lodgers, freelance research work, surveys etc.

I was reading where you said it was disheartening wondering how people manage the cars, holidays etc. I think that some people just earn more, some use credit, it doesn't really matter. I felt like I was wading through treacle for years, but it comes good in the end. I don't focus on what other people have got as really there's no meaningful comparison; as we are all so different and that's the beauty of it.

I've been having a binge read of your diary over the past week. Really inspiring! Very brave of you taking on a lodger. Our house definitely isn't in order enough to do that! I do really want to purchase a buy-to-let as another income stream but I'm desperately unsure of the right order to prioritise everything in at the moment. It's on the cards for sure though.

It does make sense what you say about comparing not being possible really. We've all had different starting points and all with different goals in mind.