If I pay the most I can pay monthly on my mortgage...

somethingcorporate

dimbo61 wrote: »

Look at offset mortgages when you come to remortgage.

Compare them to the rate of non-offset versions too as they often (but not always) come at a premium that, unless you have tonnes of savings, will not beat going for a lower rate non-offset mortgage.

kwame41

If you walked into your local branch and tried to pay 10% of the capital owed in cash every year, that would probably raise a few eyebrows / trigger an investigation.


Otherwise I think youll be fine.

Thrugelmir

AshleeG wrote: »

So if I was likely to need earning records for HMRC, I better start looking into getting hold of records, that's all.

What's the nature of your employment and the source of your income?

badmemory

Keep payslips until the end of the tax year & then check they agree with your end of year P60, if they do then by all means dispose of the payslips. Keep your P60s & any payslips for which you do not have a covering P60. This covers you for if any of your employers turns out to be a Jack the Lad who is not declaring or paying to HMRC. Otherwise you could find yourself pensionless. Whilst it is less likely to happen now, it has happened in the past.

AnotherJoe

Thrugelmir wrote: »

What's the nature of your employment and the source of your income?

Maybe its money laundering, hence the concern about being investigated?