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Any Point in Looking to Remortgage?

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  • kingstreet
    kingstreet Posts: 39,265 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Dandytf wrote: »
    I have wished I could have lowered term to 10yrs
    You don't have to. Overpay the difference voluntarily and you'll repay the mortgage within the ten years you want.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • Lungboy
    Lungboy Posts: 1,953 Forumite
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    Dandytf wrote: »
    Secure Natwide message received today, their still quoting upto 3 not 5 months when switching to a new mortgage deal,. Whereas their website clearly states upto 5 months.
    Follow up secure message sent.
    I'll post once I get the correct answer.
    Not the 1st time info from Natwide website can be taken us useable as such.

    Are you looking at retention deals rather than a remortgage? Could that make a difference?
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
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    Dandytf wrote: »
    Secure Natwide message received today, their still quoting upto 3 not 5 months when switching to a new mortgage deal,. Whereas their website clearly states upto 5 months.
    Follow up secure message sent.
    I'll post once I get the correct answer.
    Not the 1st time info from Natwide website can be taken us useable as such.

    Could revert back to 3 months at any time. 5 months could simply be the current marketing ploy. With a slowdown in new mortgage business.
  • Dandytf
    Dandytf Posts: 5,073 Forumite
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    Thrugelmir wrote: »
    Could revert back to 3 months at any time. 5 months could simply be the current marketing ploy. With a slowdown in new mortgage business.

    Natwide owned up to the website 'error'

    I have raised this as a matter of urgency to get it corrected as you can apply to switch and reserve your new rate up to 3 months before the end of your current fixed deal.

    Thanks mser's I'm edging towards Thrugelmir -Possible marketing ploy.
    I'm not having much luck -1st unusable HPI
    2nd Incorrect re mortgage from date
    What's next.....
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
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