We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
What happens....
Stillamess
Posts: 1 Newbie
Good Morning,
March 2019 will be my 6 yr anniversary since I declared myself bankrupt. Can anyone shed any light on what will happen to my credit file. Will everything just automatically drop off and my credit score improve?
It hasn’t been an easy 6 years and unfortunately this year I have had late payments on a credit card and a CCJ (which has now been paid). So really hoping bankruptcy disappearing will improve things.
Thanks in advance
March 2019 will be my 6 yr anniversary since I declared myself bankrupt. Can anyone shed any light on what will happen to my credit file. Will everything just automatically drop off and my credit score improve?
It hasn’t been an easy 6 years and unfortunately this year I have had late payments on a credit card and a CCJ (which has now been paid). So really hoping bankruptcy disappearing will improve things.
Thanks in advance
0
Comments
-
Hmm credit files etc can be a little hit & miss....sometimes your better to be honest to leave it a month or 2 after discharge then have a look here
https://forums.moneysavingexpert.com/discussion/677875/credit-reference-file-clean-up-post-bankruptcy
get a look at your credit files and see if everything is as it should be that way then you can write to any creditor who's not been updated of discharge etcNot quite a newbie as you think
;) (the member formally known as philnicandamy!)
FINALLY a qualified CAB debt caseworker 2015..:p
BSC 58
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.2K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.2K Work, Benefits & Business
- 603.8K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards