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I’ve pressed the button!

vivki
vivki Posts: 40 Forumite
Eighth Anniversary 10 Posts Combo Breaker
in Bankruptcy & living with it
Well I’ve finally pressed the submit button. Scary times! Wish me luck guys!

Comments

  • philnicandevan
    philnicandevan Posts: 667 Forumite
    Tenth Anniversary 500 Posts Name Dropper Photogenic
    Good luck...you'll be FINE!
    Not quite a newbie as you think ;);) (the member formally known as philnicandamy!)

    FINALLY a qualified CAB debt caseworker 2015..:p
    BSC 58 :D
  • maxmycardagain
    maxmycardagain Posts: 5,853 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    vivki wrote: »
    Well I’ve finally pressed the submit button. Scary times! Wish me luck guys!


    GO GIRL!

    (or boy... apologies if boy)
  • broaps
    broaps Posts: 97 Forumite
    Fourth Anniversary
    Good luck. Just think of this as a fresh start and you'll be fine.
  • Kit_Katt
    Kit_Katt Posts: 45 Forumite
    Best of British
  • MrBananas
    MrBananas Posts: 15 Forumite
    Good luck. Bankruptcy was best thing I did. It took me 4 years to expunge it from my credit file and get access to credit again and I’ve been relatively clean since and just got a mortgage with a mainstream lender.

    I remember feeling like a huge weight had been lifted off my shoulders.
  • vivki
    vivki Posts: 40 Forumite
    Eighth Anniversary 10 Posts Combo Breaker
    Thanks guys. I keep checking to see if it’s been approved, but it hasn’t as yet. I can’t wait to tell my creditors that they are getting nothing from me!
  • Butts
    Butts Posts: 1,296 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    vivki wrote: »
    Thanks guys. I keep checking to see if it’s been approved, but it hasn’t as yet. I can’t wait to tell my creditors that they are getting nothing from me!

    You won't have to - the OR will do that for you providing you don't qualify for an IPA.
  • philnicandevan
    philnicandevan Posts: 667 Forumite
    Tenth Anniversary 500 Posts Name Dropper Photogenic
    Butts wrote: »
    You won't have to - the OR will do that for you providing you don't qualify for an IPA.




    depending on office workload though....can be up to 8wks before creditors are informed
    Not quite a newbie as you think ;);) (the member formally known as philnicandamy!)

    FINALLY a qualified CAB debt caseworker 2015..:p
    BSC 58 :D
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