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debt free lifestyle

Well I am in some debt but those debt mainly use for business start up and investment. I know some of you are shopaholics but before you buy something may be you should think yourself 10 reasons on why you should buy that. That way you may stop buying something you don't need.

and stop using credit cards. Credit card is not really credits, they may get yourself into debts if you don't use carefully. With 18% per annum interest compounded on daily or monthly basis you may get into yourself debt very easily. Therefore it is wise to stay away using credit cards and make sure you don't pay just the minimum. I hope this information helps.
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