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Girl Moving into Owned Home
Thunderchild2015
Posts: 23 Forumite
Hello
Got a situation here I wonder if anyone could help me with....
In a nutshell, my girlfriend and her small child have moved into my home recently. My home is owned and I paid off the mortgage last year, which is entirely in my name.
She has stated she will pay me £300 per month towards bills by direct debit, on the 16th of every month.
Whilst I'm sure everything with go well with the relationship, I am aware that if and when relationships end, the gloves tend to come off and things get nasty.
Naturally I am wondering if there is a way I can protect myself from having a claim put against me if we ever were to break up. The last thing I want to do is pay part of my house out to someone, after I worked so hard to pay it off at the age of 33.
The way I see it there are two possible solutions.....
1) Buy a rent book off ebay and give her a reciept when she pays me something, clearly stating the word 'Rent' on the reciept.
2) Gift deed the house into my mum/sisters name.
Any advice as to how I can get around this would be appreciated, as I am stressing out bigtime.
Got a situation here I wonder if anyone could help me with....
In a nutshell, my girlfriend and her small child have moved into my home recently. My home is owned and I paid off the mortgage last year, which is entirely in my name.
She has stated she will pay me £300 per month towards bills by direct debit, on the 16th of every month.
Whilst I'm sure everything with go well with the relationship, I am aware that if and when relationships end, the gloves tend to come off and things get nasty.
Naturally I am wondering if there is a way I can protect myself from having a claim put against me if we ever were to break up. The last thing I want to do is pay part of my house out to someone, after I worked so hard to pay it off at the age of 33.
The way I see it there are two possible solutions.....
1) Buy a rent book off ebay and give her a reciept when she pays me something, clearly stating the word 'Rent' on the reciept.
2) Gift deed the house into my mum/sisters name.
Any advice as to how I can get around this would be appreciated, as I am stressing out bigtime.
0
Comments
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As this isn't mortgage related, you might find you get more replies on HBR&S.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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Ok I will repost there, thank you0
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