We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Borrowing from a Previous Lender
Mr_Simpleton
Posts: 1 Newbie
Hi, quick question.
When I was declared bankrupt a good number of years ago, I had a CC with a high street bank.
20 or so years later, would they now give me a mortgage?
My credit history is squeaky clean now. no arrears, defaults/missed payments.
Good income, have an existing mortgage and wanting to buy a second house.
When I was declared bankrupt a good number of years ago, I had a CC with a high street bank.
20 or so years later, would they now give me a mortgage?
My credit history is squeaky clean now. no arrears, defaults/missed payments.
Good income, have an existing mortgage and wanting to buy a second house.
0
Comments
-
It depends on whether their application form contains the 'have you ever been BR' question or not.
Perhaps worth talking to a broker but after 20 years, there will be no record of the BR on your credit history.
Have you looked at your credit history recently - get copies from all 3 of the big ones Equifax, Experian and Call Credit0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.2K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.2K Work, Benefits & Business
- 603.9K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards