Nationwide Loan

NewToTheUkAgain

Hello Everyone,

My partner just got a loan from Nationwide, however she is still has cooling off period.

The APR is 5.6% is that pretty reasonable for a limited credit file, it’s quite thin but never a missed payment.

Thanks

[Deleted User]

Impossible to say without more info, but it's not a terrible rate.

foxy-stoat

NewToTheUkAgain wrote: »

Hello Everyone,

My partner just got a loan from Nationwide, however she is still has cooling off period.

The APR is 5.6% is that pretty reasonable for a limited credit file, it’s quite thin but never a missed payment.

Thanks

I think thats a good rate for a limited credit file - not sure what a limited file means but it doesnt sound very good.

NewToTheUkAgain

She’s got less than 2 years credit history. A good salary and does bank with Nationwide also.

2 x CC’s and 2 Bank Accounts with Overdrafts, and a contract phone.

I didn’t think it was poor either but thought I would ask the question.