katieclampet wrote: »
I am in the 1995 scheme. I have worked part time for 20 years. I don't want to reduce my hours, since this may affect my pension. It is not possible for me to retire and return.
Greylocks wrote: »
Reducing hours will only affect your future accrual rate not what you have already accrued.
(as I understand it)
Twoplus wrote: »
It may be worth finding out how long your protection for staying in the 1995 scheme lasts for. I have a colleague who has worked part time for many years in the 1995 scheme, she could of retired 2 years ago but continued working. Recently she received a letter saying she would be moved across to the 2015 scheme if she was not going to start taking her 1995 pension in the next 6 months.
highet wrote: »
see the following linkhttps://www.nhsbsa.nhs.uk/sites/default/files/2018-03/1995-2008%20Members%20Guide%20%28V21%29%2003.2018.pdf
your situation is covered on page 32 of the guide - ''late retirement'' but basically as you will have a lot less than the maximum 45 years service which is the maximum you can accrue in the 95 scheme you will go on amassing credit in the pension scheme and when you finally retire your pension will be based on the number of years you have worked up until that date and your final salary for the 12 months before you go
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