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Oh my...

Boobear898
Boobear898 Posts: 2 Newbie
in Debt free diaries
OK so had my light bulb moment about June 2018, I've paid my overdraft and a credit card off already :j but...
Currys £400 10.9%
CC1 £4400 4.9%
CC2 £3500 24.9%
CC3 £750 0%
LOAN £8800 0% (On a payment plan)
TOTAL £17850:eek:


I'm trying not to panic but not doing a great job to be honest!!!!
I've hovered around the MSE boards for a while but decided tonight to bite the bullet as it was, please be kind I just want to cry right now.

Comments

  • MovingForwards
    MovingForwards Posts: 17,128 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Pop up your SOA and we can give fresh eyes on your outgoings and try and save you a few quid and increase your debt payments.

    First step was acknowledging you were in a sticky situation, gets easier :)
    Mortgage started 2020, aiming to clear it in 2026.
  • Boobear898
    Boobear898 Posts: 2 Newbie
    Thank you!


    I'll get everything looked at tomorrow after work and put it up in the evening.
  • pidge04
    pidge04 Posts: 792 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    Wow, how did you pay off your credit card and overdraft? You can do this!
    Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.
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