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Is this an enforceable CCA from Mortimer Clarke?
Lifestartsat40
Posts: 113 Forumite
Received this in response to a CCA Request. They have said they are not required to send a copy which has a copy of the signature and that they are allowed to reconstitute a copy of the agreement.
Then they ask me if I think it is enforceable and if not, to please explain why.
Help please from people far more knowledgeable than me
Thankyou
0
Comments
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I can't read it - even clicking on the link. But to be honest, the best place for advice regarding unenforceability is over on the All About Debt forum.
It won't let me link to the site, so just Google All About Debt forum.DFW Nerd No. 1484 LBM 07/01/15 Debt was £95k :eek: Now debt free and happy :j0 -
Nope, it’s illegible to me also.
No signature is required, how old is the debt ?I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
sourcrates wrote: »how old is the debt ?
August 2005 but I'm not able to post a link to the OP's thread with the full history of the loan account
Di0
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