I&e

Peter_Pan

Hi

Tuesday is nearly upon OH heres our I&E (2 adults, 3 children incl 2 teens, 2 cats)

CHB 183
WFTC,CTC 666
average income 333
TOTAL 1182

outgoings
Water 42
Gas 50
Electric 49
cont ins 13
Phone 58 (BT 30, mobiles 10 and internet 18(doing home study course and cheaper than kids having to get bus to do homework at local library)
Tv Licence 13
papers 6
Motoring
Spares servicing 30
road tax 15
insurance 35 includes breakdown
fuel/parking 100
Food 453 includes pet food
Clothing 80
School 30 (food tech and other contributions for 3 children)
hairdressing 20
OH s/e stamp 9.53
Holiday/xmas 60
Pocket money 59 3 children and covers toiletries apart from basics, mobile phone top ups and visits to town and friends)

TOTAL 1119.53

I don't think we would have an IPA anyway as most of the income at moment is either income related or Child related (eg CHB and CTC) but your comments as ever gratefully received.
We have now resigned ourselves we are probably going to have to get a cheaper vehicle but if its a fresh start perhaps a different vehicle will reinforce it.

Peter_Pan

Thanks blind-as-a-bat

Rent and Council tax are covered by Housing Benefit at the moment , could i put in an amount for maintenance even if its a Housing Association house and repairs are taken care of?

Just had a thought as well if OH income increases when he feels better we will have to start paying a bit of rent and council tax is this worth mentioning to OR?