My Great Plan C.

R1chP

Everything is OK, new balance is £6391.00.

New shed ordered paid half, and paying the other half on 0% interest free credit. Can pay off the balance anytime without penalties.

Six weeks until delivery and installation.

R1chP

Shed delivered and erected after nine week wait. Old shed given away via Freecycle.

Mortgage balance is £4600, in the next month or two I should have enough savings to pay it off.

I have my Flexi-Access Drawdown pension as emergency fund/pension.:j

savingholmes

Will be great when you are mortgage free. Well done on the over-payments and good luck with flexi retirement

R1chP

savingholmes wrote: »

Will be great when you are mortgage free. Well done on the over-payments and good luck with flexi retirement

Thanks, good luck to you too.

R1chP

Mortgage paid off last week, had the letter confirming mortgage account is closed.:j

LeighofMar

:beer: Congratulations!!! :T Hope you have a nice way of congratulating yourself. A nice glass of wine, a holiday, perhaps a mortgage burning ritual ? That is so awesome. I'm so happy for you.

Mortgage_Minimiser

How amazing, must feel fabulous! Well done, now you can relax.

MM
x

glass_half_full

Wow! Congratulations! :beer:

R1chP

Thanks folks, I've been lucky in some respects, with low interest rates etc.

It does feel great not to pay rent or mortgage ever again. To start with I thought I'd be paying it into retirement.

The only thing in way of celebrating was to order a new boiler with British Gas. Got it on 0% finance rather than wait to build my savings back up until I could afford one.

So I have £1k to pay on Shed and £4k to pay on boiler. I have my Flexi-Access pension for emergency fund.

Thanks for now.

R1chP

LeighofMar wrote: »

:beer: perhaps a mortgage burning ritual ?

I did shred and compost all the annual statements.:D