Fixed term coming to an end on mortgage deal

rojheen92

Hi,


My current fixed rate mortgage deal is coming to an end at the end of November and I need some advice on the extra charges.
I bought the house 2 years ago and paid for all the normal solicitor fees and valuation fees. I was just wondering if I was to switch to another mortgage lender would I incur extra charges for switching?


Also would I have to get my house valued again and pay again?


Thanks In advance.

xyz123

It all depends in the product you choose. Some include valuation and offer free legal. There is also skmthi6called s "product fee".
https://www.moneysavingexpert.com/mortgages/remortgage-guide/

sammyjammy

Have you looked to see what retention products your existing lender offers? If you don't want to change the mortgage term or the amount you are borrowing there will be no fees (except if the product you choose incurs a fee), I did this online and it took a couple of minutes.