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Change in LTV

StevenGude
Posts: 122 Forumite


Hi
Were half way through our 2 year fix on our mortgage. We took this out at 95% ltv but now we are at 90%.
Do we have any option of changing interest rate based on this mid term without paying the exit fees?
We're with natwest
Were half way through our 2 year fix on our mortgage. We took this out at 95% ltv but now we are at 90%.
Do we have any option of changing interest rate based on this mid term without paying the exit fees?
We're with natwest
0
Comments
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No. The fix is fixed at the time you take out the fix.0
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If your trying to save 0.28% on your mortgage by switching mid term, your capital needs to be high 6 figures.0
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Interest rate difference would be around 1.2%0
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