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DMP mutual support thread part 13 !!
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Oh what is a CCA? Never heard of that? Something I will look into.
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I have been in a DMP since 2019 and have paid in excess of £20k off and have approx. £8k left to pay (should be debt free by April 2028). It's been a long hard battle and there have been times when I have thought of giving up and getting DRO/bankruptcy but there is finally light at the end of the tunnel.
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https://forums.moneysavingexpert.com/discussion/comment/81705395/#Comment_81705395
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hi all, I’m in the process of setting up DMP with stepchange I don’t feel ready to go self managed. I have had to send some more documents over today. Can I specify what day I would like my first payment to be? I would ideally like the first payment to be taken 1st October so I have another payday to add to my emergency fund. I am not paying my creditors as advised in this forum and explained when contacted that I am in the process of setting up a DMP. Thanks all
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Start from the position that you can do anything you like in debt management, you tell them what best suites you, and if they want to question it, they are free to do so, ok, good luck.
I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1
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