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Bank incompetance or shape of things to come

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Comments

  • No comment
    Praises be to all that is holy for that. :rolleyes:
  • user55
    user55 Posts: 345 Forumite
    andya wrote: »
    Well, an outcome I wasnt expecting!!!

    Went into the LLoydsTSB on Monday. The account was put into joint names and immediately my name flagged up with a 'bankruptcy' flag and automatically froze the account.The supervisor made a call to their bankruptcy department who only asked my discharge date and removed the flag which unfroze the account. We now have a joint account again with £2500 overdraft limit and a Debit card and cheque book on their way!!!

    And the ridiculous part, 2 weeks ago before the bankruptcy fell off my credit history, I was the devils own child, now I'm an ' A Star' customer at Lloyds!!!

    I feel guilty posting this as a lot of you are still in the early stages of a stressfull time. Just remember it can and will get better with a bit of time.

    Andy

    Glad it worked out for you! Got to say though, I'd be rigid with fear if someone handed me £2500 worth of credit - I'd be way to scared of getting in the !!!! again! Actually, when I read your post my blood chilled with fear at the very thought!
  • user55 wrote: »
    Glad it worked out for you! Got to say though, I'd be rigid with fear if someone handed me £2500 worth of credit - I'd be way to scared of getting in the !!!! again! Actually, when I read your post my blood chilled with fear at the very thought!
    Me too the banks are to blame for the mess they are in.
    Barclaycard 3800

    Nothing to do but hibernate till spring






  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
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    We all die. The goal isn't to live forever, the goal is to create something that will
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