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Mortgage offer???

I don’t know whether I’m just being a bit dumb lol.....

Me and my OH are in the process of buying a house together! He’s remortgaging his property and will in time rent that out and at the same time we’re buying a house together! We received an email from the financial advisor yesterday late on in the day stating that ‘the mortgage offer is now ready to offer’

I don’t know how to take this..does this mean the offer is there for us or everything is ready to go for the offer??

I’ll be speaking to the FA tomorrow at some point but can’t help my mind working over time and worrying

Comments

  • Relax - you are nearly there.
  • amnblog
    amnblog Posts: 12,762 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It means they have checked everything at the Lender, have no issues, and now simply need to go through the process of getting the offer produced.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • We had our mortgage offer through on Friday woohoo!!!! I’m so happy I could burst! The mortgage broker states that he’s going to check over the offer over the next few days just to make sure everything’s ok!

    Searches are still being done but I’m hoping we’ll at least have a completion date soon fingers crossed!
  • amnblog
    amnblog Posts: 12,762 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You need to check the offer also so you can ask if there is anything you do not understand.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • I’ve read through it all and everything seems fine..fingers crossed that’s it now and it’s just the conveyancibg to be done!
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