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Dmp/ppi problem
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Unfortunately, CMCs don't work that way. She's signed a contract with them so if she doesnt pay them, they will take her to court to get their money unless she successfully complains about the issue of payment while still owing money
Yes i thought it was too much to ask, as it docent fit there normal motis operandi.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
sourcrates wrote: »Yes i thought it was too much to ask, as it docent fit there normal motis operandi.
It is possible now to complain about the CMC to the legal ombudsman and there are certainly cases where the CMCs have been told to remove their fees if they should not have taken on the client due to past bad debt which was going to be (or had the potential to be) offset against unpaid money. It's really basic stuff, you borrow money, don't pay it back and then demand the firm give you more - of course they won't and the CMCs know this so should not take the case.
http://www.legalombudsman.org.uk/cmc/
See case study 1 for example
http://www.legalombudsman.org.uk/case-studies-example/Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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