with brexit looming fixed rate 2 yr 5 yr or 10 yr deal

elly68

obay wrote: »

We fixed for 2 years initially, we're now picking 5 years at 2.2% with principality. Might be worth getting a broker to do a whole of market search to see if you can get the mortgage cheaper.. and longer.

thanks obay ,daughter away to uni for 5 years so we wont have her accomadation costs after this .

Thrugelmir

AnotherJoe wrote: »

Interest rates rising is the last last thing the economy needs with Brexit on the horizon.

More often or not. It's what you are not planning for that causes an issue.

elly68

Thrugelmir wrote: »

More often or not. It's what you are not planning for that causes an issue.

Hi Thrugelmir ,I think i'm turning into a if the apocolypse occurs type as i get older wish I could be less of a planner but we have had our health scare so time to clear then enjoy .To to many people dying or getting sick around me so want debt clear while fit and then travel more .
Read interest rate wrong its came through at 3.04% no fees :j five years it may be .

Lotak

elly68 wrote: »

hi lotak can I ask who with and rate will have a look at others before signing halifax paperwork .:)

I've sent you a PM

Fran51

My hubby and I are mortgage free but have just got a new mortgage to buy our daughter and partner a house, to get them onto the housing ladder. With Brexit looming, I'm worried about the house prices dropping and the kids paying us the mortgage payments, for a house that has dropped considerably in price - Can anyone advise please?? Thank you!

elly68

hi fran think a lot will be along to declare you were mad to take mortgage debt on in your own name but think thats very kind of you to give your kids a leg up x

getmore4less

Find a decent lender Halifax a rubbish for small mortgages or retention deals as you mortgage gets smaller

Dandytf

I'm hoping to make until July 2019 relatively unscathed.
Only 1 rise as yet-praying to avoid upto 2 or mores rises until then.
Although not immediately effected during 2 yrs fix-watching natwide base mtg rate climb above 4%
2019-year of uncertainty