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Barclay Mortgage Application

LucasH
Posts: 72 Forumite
Hi all,
What do mortgage companies look for on bank statements?
Specifically Barclays?
We have passed the initial DIP/AIP credit check.
Do they scrutinise every payment or is it more to make sure your income goes into that account?
Thanks
L
What do mortgage companies look for on bank statements?
Specifically Barclays?
We have passed the initial DIP/AIP credit check.
Do they scrutinise every payment or is it more to make sure your income goes into that account?
Thanks
L
0
Comments
-
Hi Lucas,
They will look over you bank statements and view the transactions on them. I wouldn't say they scrutinise each and every payment but they could query for the following:
* Gambling habits
* Being overdrawn
* Unexplained cash deposits
These are just general examples and every lender is different0 -
Thank you for the replies.0
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