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How do I pay 'payday uk' debt?

Cassiachoo
Posts: 2 Newbie
Hi,
I was checking my credit file to pay off outstanding debt, and I came across this (won't allow me to attach pic) but basically it states:
"Instant cash loads payday T/A payday uk, status default £25"
as far as I know I paid this loan years ago and the company has since gone bust..any idea how I can get this paid / removed from my credit file. Its only £25 so I wouldn't care about paying it if there's a way?
Thanks in advance,
I was checking my credit file to pay off outstanding debt, and I came across this (won't allow me to attach pic) but basically it states:
"Instant cash loads payday T/A payday uk, status default £25"
as far as I know I paid this loan years ago and the company has since gone bust..any idea how I can get this paid / removed from my credit file. Its only £25 so I wouldn't care about paying it if there's a way?
Thanks in advance,
0
Comments
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Which CRA was that with? I think you will need to contact the CRA direct to get the contact details of whoever is actually reporting the debt.
Edit: This is pasted from the Payday UK website:Existing Customers:
We apologise for any inconvenience our online loan closure may cause you. We want to make the process of managing your loan as smooth as possible and keep you informed on what this means for you.
If you have an existing online loan and your repayments are usually taken from your debit card then you don’t need to do anything, we will continue to take payments as agreed. If you’ve missed a payment or you need to speak to us about your repayments please contact us by phone on 0330 024 1642* as soon as possible.
You can still login to your online account to update your contact details, make a repayment or change your password.
If you have any questions about this notice or your existing loan please see our FAQs below for more information. For all other queries you can contact our Customer Service Team who will be able to help you in the following ways:
Phone: 0330 024 1642*
Opening hours: Monday - Friday 9am to 5:30pm, Saturdays: 9am 4pm, Bank Holidays: 10am to 4pm.
Email: account.services@paydaycontact.co.uk
Postal Address: Cardinal House, Abbeyfield Court, Abbeyfield Road, Nottingham NG7 2SZI work within the voluntary sector, supporting vulnerable people to rebuild their lives.
I love my job0 -
Paying a default does not remove it.
You need to be asking payday uk why they have defauted you, then lodge a dispute.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
If you look to launch either Payday UK or Payday Express site - it does state on the immediate page that loads what now happens, who manages etc.
When I last looked it was pretty clear on addresses for queries..0
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