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Bankruptcy and moving to ireland
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SGrant90
Posts: 8 Forumite
I am going to be applying for bankruptcy in the near future, and will be moving to Ireland immediately after. A fresh start kinda thing.
I have a few questions. Will the bankruptcy in the UK affect me ability to get a bank account and/or future credit over there?
Also does the OR have access to a bank account I have over there and will they then add my bankruptcy to an Irish credit file or should I wait until after being declared bankrupt to then open the bank account in Ireland? (I haven't yet opened it). I don't want to open it now for the OR to contact them and then the UK bankruptcy affect me in Ireland.
Thanks for the help and any other information would be helpful if you deem it relevant
I have a few questions. Will the bankruptcy in the UK affect me ability to get a bank account and/or future credit over there?
Also does the OR have access to a bank account I have over there and will they then add my bankruptcy to an Irish credit file or should I wait until after being declared bankrupt to then open the bank account in Ireland? (I haven't yet opened it). I don't want to open it now for the OR to contact them and then the UK bankruptcy affect me in Ireland.
Thanks for the help and any other information would be helpful if you deem it relevant
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Comments
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Which part of Ireland are you looking to move to?Mortgage started 2020, aiming to clear 31/12/2029.0
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The Republic, County Donegal0
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I had my house repossessed in ireland, credit rating shot, still trying to work things out with bank in meantime, however, credit rating in UK seems unaffected. I have 2 credit cards, bank account, they seem completely separate - surprisingly so. I'm now trying to work out if I can get a UK loan to buy my house back - good luck with your move. I'd also suggest getting serious financial advice about bankrupcy (though I'm sure you have), I was about to go for it and was advised against. There's lots of free advice around, I can give you links to free confidential legal advice in the republic including with a PIP if you haven't done it already. Best of luck0
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Stepchange do have a ROI team who should be able to give you some advice
https://www.stepchangedebtcharity.ie/0 -
The website was from the Stepchange website as Stepchange were giving Republic of Ireland advice in 2018. However, since 2018, they have stopped this service and so the website has been taken down.
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ToxtethO'Grady said:The website was from the Stepchange website as Stepchange were giving Republic of Ireland advice in 2018. However, since 2018, they have stopped this service and so the website has been taken down.
the website we were commenting on was from a user called 'stepchange' and pointed to a clone site, the post has been taken down now
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mwarby said:ToxtethO'Grady said:The website was from the Stepchange website as Stepchange were giving Republic of Ireland advice in 2018. However, since 2018, they have stopped this service and so the website has been taken down.
the website we were commenting on was from a user called 'stepchange' and pointed to a clone site, the post has been taken down now
Sorry I saw my name and was concerned it was the website I had put up.
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