New Job, No Tax Being Deducted

NineDeuce

LilElvis wrote: »

Think about this statement for a minute and you will see that it doesn't hold water as it doesn't take account of any of the following, common, scenarios:

- Bonuses
- Commission
- Maternity pay
- Paternity pay
- Overtime
- Variable hour/ zero hour contracts
- Pay increases
- Changes of job - different pay rate
- Periods of unemployment

Doesnt hold water to what extent? You can be taxed additionally as and when you earn through any of the above.

siblades

NineDeuce wrote: »

Where did I say about just putting some figures into a calculator. However payroll are obliged to finally submit taxes to HMRC, every single employer of mine has done it in exactly the same way. They dont wait until you have earned over your personal allowance before charging you....

You're missing the fact that because I didn't earn any money in April, May and June my unused personal allowance has rolled over from those months. That is why I haven't been taxed yet. It's correct.

chrisbur

NineDeuce wrote: »

If you were to use a reputable salary calculator e.g. https://www.thesalarycalculator.co.uk/, then the default assumption is that your taxes are deducted exactly as I have stated, so please dont tell me that I have no idea how PAYE works.

.

The trouble with all but one salary calculators is that they only work most of the time. This is one of the times when they do not work.
Knowing when they will work and when they will not work you do need to know how PAYE works; though of course then you do not need a salary calculator.

The only one to my knowledge that always gives the correct answer and always the exactly correct answer ( the others give a near enough answer) is here....
http://payecalculator.hmrc.gov.uk/PAYE0.aspx

Try it with your last payslip figures and then try it again but this time inputting your previous pay and tax as zero and see what answer you get.

NineDeuce

siblades wrote: »

You're missing the fact that because I didn't earn any money in April, May and June my unused personal allowance has rolled over from those months. That is why I haven't been taxed yet. It's correct.

I lived outside the UK a few years back and when I returned, my first day back at work occurred in February. I was still taxed.

I then received a cheque refund from HMRC about a year later.

siblades

NineDeuce wrote: »

I lived outside the UK a few years back and when I returned, my first day back at work occurred in February. I was still taxed.

I then received a cheque refund from HMRC about a year later.

I imagine that's because you were put on to an emergency tax code when you returned to work in the UK?

I have not been, my tax code is correct.

molerat

siblades wrote: »

........ (£987.50 x 3 = £2,962.50) ........
Have I got that right?

£988.26 x 3 due to how tax codes are actually translated by the PAYE system

LilElvis

NineDeuce wrote: »

I lived outside the UK a few years back and when I returned, my first day back at work occurred in February. I was still taxed.

I then received a cheque refund from HMRC about a year later.

Likely because you weren't on a cumulative tax code.

Why not just admit that you don't know how payroll operates? No shame in that - most people dont.

LilElvis

siblades wrote: »

You're missing the fact that because I didn't earn any money in April, May and June my unused personal allowance has rolled over from those months. That is why I haven't been taxed yet. It's correct.

You've grasped how it works, unfortunately that poster hasn't.