NI through employment

sparky0138

Up until recently I've been working 12.5 hours per week and paying voluntary NI contributions towards my state pension. I'm now contracted to work 25 hours per week and have started paying NI through my employment. I earn about £850 per month and pay about £18 per month NI. That works out at £216 per year.

In the past I've paid anything from £200 to £700 voluntary contributions to qualify as a full year. What I'd like to know please, is if I'm paying such a small amount each month, will it be classed as a full year without me having to pay anything more?

Loan_soldier

My initial thoughts are yes, because your employer will be doubling your contributions as part of their responsibility.

But I am not 100% sure so hopefully someone will be along to put you right.

bolwin1

The lower earnings limit (i.e. the amount you need to earn in a single job to get NI credits towards a pension & other benefits) is £116 per week, so you'll be fine.
https://www.gov.uk/government/publications/rates-and-allowances-national-insurance-contributions/rates-and-allowances-national-insurance-contributions

sparky0138

Many thanks. :T