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PeakMum getting back on track

Hiya, I’m PeakMum!

I’m 36 years old, married with 2 children (3 and 7) and have realised that some bad decisions over the last few years have left us with some debts to pay. Across 2 credit cards we have approx £8k debt. £6k of that is 0% until the end of 2019.

I’ll get some proper figures and get a signature done over the weekend. I want to use this diary to chat away to myself (I don’t expect anyone to want to read!!) and keep myself accountable. I’m hoping to keep September spending low with a grocery challenge and will keep tabs on that here. I’m excited to get rid of this debt and give us more choices in the future!

Comments

  • Wow I have just gone through my freezer and cupboards and am completely gobsmacked by how much food I have in. I have listed it all and will turn it into meal plans for September. Looking to keep my food spend down to a minimum. Its payday and I've allocated our spending for the month in YNAB (anyone else use it?). Now just to keep on track! Weekends are always a challenge....
  • pidge04
    pidge04 Posts: 792 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    Welcome and good luck!
    Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.
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